Overview

Officer; Consumer Special Scheme (Fixed Term – 2 Years) (1 Position(s))

Job Location :

Head Office, Capital Office

Job Purpose:

Responsible for handling administrative activities of loan processes pertaining to Special Schemes and general SWL from origination to disbursements including conducting loan verifications with all the Public employers and Pension Funds on needs bases, as well as deepening relationships with key Officials and all other SWL schemes.

Main Responsibilities:

  • Creating awareness of the Bank’s products and services
  • Initiate the process of credit application for review and approvals i.e. Executive, Personal loans and any other loans which need appraisal
  • Visit respective employers’ offices and pension funds for verification of personal loans applications with employers and approval before disbursements.
  • Follow up with employers and Pension funds on loans with exceptions during verifications i.e. loans rejections due to transfer of salaries and Pensions
  • Ensure timely processing of loans at Head office level.
  • Support the branch network in identifying and clearing the daily loan dashboard by sharing the daily pending list and follow-ups.
  • Daily monitoring and evaluation of the disbursement trends of all departmental credit lines to ensure daily booking budgets are achieved.
  • Prepare daily, weekly and monthly disbursements and applications status and advise the Senior Manager
  • Be an effective agent of relationships with the employers and pension funds
  • Generate sufficient leads for account opening across the entire product portfolio to motivate deposit levels
  • Daily support to branches as well as customers on resolving queries regarding personal loans.
  • Cross selling of products under Personal banking lines
  • Generate leads for account opening across the entire product portfolio to motivate deposit levels.

Knowledge and Skills:

  • Microsoft applications (Excel, Vision, Word, Publisher)
  • Excellent communication and listening skills.
  • Confidence and presentation skills.
  • Understanding and interest in financial/banking products and markets.
  • Ability to explain and handle complex information clearly and simply.
  • Good sales and negotiation skills.

Qualifications and Experience:

  • Bachelor’s degree in business related studies
  • At least one year of experience in Relationship and Product management with specific expertise in marketing/sales/Loans/Schemes Management with proven success results

    NMB Bank Plc is an Equal Opportunity Employer. We are committed to creating a diverse environment and achieving a gender balanced workforce.
    Female candidates and people living with disabilities are strongly encouraged to apply for this position.

    NMB Bank Plc does not charge any fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.

Job opening date : 03-Apr-2025

Job closing date : 17-Apr-2025

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